Product Roadmap

We're building to empower our customers and bank partners with the tools to scale effortlessly, stay compliant in a dynamic regulatory environment, and drive innovation in the ever-evolving financial services industry.

Building Now

Security
Security
Operations
Operations
Lending
Lending
Ledger
Ledger
Fraud Monitoring
Fraud Monitoring
Data
Data
Canada
Canada
Banks
Banks
Cards
Cards
Risk & Compliance
Risk & Compliance
Payments
Payments
Account Management
Account Management
Q1 2025

Surcharge-free ATM Network

  • Cards
  • Payments

Offer end users access to a network of 40,000+ surcharge-free ATMs across the US.

Current link
Q1 2025

Console Notifications

  • Operations
  • Risk & Compliance

In-product notifications for issues that need to be addressed by Operations and Risk & Compliance teams.

Current link
Q1 2025

New FedWire Format (ISO 20022)

  • Data
  • Payments

Upgrading wire files to the new FedWire 20022 format.

Current link
Q1 2025

Card Activation Widget

  • Cards
  • Account Management

The card activation widget will give customers a new way to embed a customizable card activation user experience directly into their application.

Current link
Q1 2025

External Vendor API Support

  • Payments
  • Risk & Compliance
  • Operations

Specialized vendor API support to easily integrate with Synctera and partner with customers.

Current link

Launched

Card-on-File Updater Enhancements

  • Cards
  • Account Management
  • Payments

Merchants will automatically update an end user's card-on-file in the instance of a Synctera customer migrating end users from debit cards to Smart Cards.

Current link

Additional Card Fulfillment Vendor

  • Cards
  • Payments

G+D offers our customers a wider range of options when selecting the quality and type of materials for their end-users' cards.

Current link

Multiple Addresses for AVS

  • Cards

End users are allowed to add multiple addresses, rather than just a single address, for the Address Verification Service (AVS) validation that occurs during card transaction processing.

Current link

Card Dispute Management Enhancement

  • Cards

These enhancements include improved dispute case management and monitoring capabilities that allow customers to manage card disputes more efficiently.

Current link

Card Issuer 3 Domain Secure (3DS)

  • Cards
  • Security

Card Issuer 3DS is an authentication method that provides an additional layer of security for card transactions. Learn more here.

Current link

Plaid Core Exchange Integration

  • Payments

The Plaid Core Exchange integration enables the seamless linking of accounts and efficient fund transfers between accounts. End-users can now link their Synctera-powered bank accounts to Chime, Acorns, and Intuit QuickBooks, etc.

Current link

EFT - Canada

  • Canada
  • Payments

EFT, Canada’s domestic payment rail, is now available. Learn more here.

Current link

ACH Disputes API Updates

  • Risk & Compliance

The Disputes API and the Synctera Console were updated to make it easier to submit and manage ACH disputes. Additionally, customers can initiate processes to stop future payments or begin ACH returns.

Current link

Enhanced Ongoing Monitoring

  • Banks
  • Risk & Compliance

Banks partners will be able to better monitor their programs to ensure they can withstand regulatory scrutiny. Banks will be also able to produce evidence of their monitoring, and companies will be able to produce evidence they’ve addressed ongoing compliance requirements. 

Current link

Fleet Cards

  • Lending
  • Cards

Fleet cards allow businesses to manage payments associated with the vehicle fleet they own and operate. Fleet card capabilities are available through the Synctera Smart Card.  

Current link

SyncteraPay

  • Payments
  • Ledger

Customers can now work with any payment provider and have all transaction information centralized and seamlessly integrated into the Synctera Ledger. Learn more here.

Current link

Use Preferred KYC or KYB Vendor

  • Risk & Compliance
  • Fraud Monitoring

Customers can now bring their preferred KYC or KYB vendor onto the Synctera Platform. Learn more here.

Current link

Explore more

Synctera Platform

Learn about how the Synctera Platform provides the tech you need to build and operate a compliant banking product

Risk & Compliance

Learn about how Synctera covers compliance from all angles with our tech, expertise, and strategy

For Developers

Read our full API documentation, sign up for our sandbox environment, and learn about Synctera's developer experience

Great banking products get built and scaled on Synctera’s end-to-end platform

Get started to learn how Synctera can bring your product vision to life