Synctera Money Movement

Everything you need to build and manage money movement

Design a seamless experience so your customers can quickly fund accounts, spend and receive money, and transfer funds to others.

Enable seamless money movement at every customer touchpoint

Account funding

Support multiple ways for your customers to move money into their accounts.

Spending and receiving money

Allow your customers to send and receive payments using the payment method of their choice, both domestically and internationally.

Transferring funds to others

Easily move money between accounts on your platform or initiate transfers to external parties.

Deliver tailored payment options using our full suite of integrated payment rails

ACH

Use same-day or standard ACH transfers to cost effectively move money between two parties.

Wires

Use domestic wires to send funds in near real-time, ideal for large transactions such as supplier payments or real estate transactions.

Internal Transfers

Transfer funds between two accounts on your platform, facilitating a cost-effective way to instantly move money between two sides of a marketplace or enable end-users to transfer funds between accounts.

Instant Payments

Instant Account Funding lets customers instantly pull funds from an external debit card and Instant Push-to-Card enables immediate transfers from their account to any debit card.

External payments with built-in fraud and risk monitoring and reconciliation

Use any external payment provider while benefitting from the power of the Synctera Platform

SyncteraPay allows you to build a predictable and safe payments experience, protect transactions from risk and fraud, centralize third-party payment transactions on the Synctera Ledger, and save on fees.

Create money movement experiences built to scale while ensuring compliance

All the building blocks needed for innovative money movement experiences

Fund accounts, send and receive money, schedule payments, deposit checks, and more – all using the Synctera APIs.

Keep track of every penny being moved into and out of your platform

The Synctera Ledger uses powerful technology to keep track of funds flowing into and out of your product while unlocking better customer insights.

Easily monitor and manage all payment activities

Use the Synctera Console to view all transaction information, collaborate with your bank partner, and empower your customer-facing teams to service end-users.

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Bank accounts & digital wallets

Combine bank account and money movement products to create a delightful customer experience

For embedded banking

Learn how you can enhance your business by offering banking products to your customers

For FinTechs

Discover how Synctera is powering the next generation of FinTech innovation

Great banking products get built and scaled on Synctera’s end-to-end platform

Get started to learn how Synctera can bring your product vision to life