Synctera Bank Accounts and Digital Wallets

Everything you need to build and manage accounts and digital wallets

Deliver greater customer value by creating an integrated banking and payments experience, with accounts and digital wallets as the foundation.

Deepen customer relationships by offering banking products 

Boost product retention by providing your customers an end-to-end banking experience

Increase your customer lifetime value by up to 5x*

Customize your user experience with a variety of account types, tailored onboarding flows for US and non-US residents, and flexible account structures

Offer more personalized payment experiences

Unlock the ability to create innovative money movement experiences tailored to your customers' unique needs

Create banking products built to scale while ensuring compliance

Access all of the building blocks needed for a complete banking product

Open accounts, onboard customers, manage accounts, move money, create cards, and mitigate fraud - all using a single set of APIs.

Keep track of every penny

The Synctera Ledger keeps track of funds flowing into and out of your product while providing you the data visibility you need to unlock better customer insights

Easily monitor and manage all banking activities

Use the Synctera Console to view all accounts and transaction information, collaborate with your bank partner, and empower your customer-facing teams to service end users

Make it easy for your customers to access, move, and store money

Remove barriers to account funding

Easily link external accounts to transfer funds between accounts, fund accounts instantly, and allow end-users to deposit checks

Store funds safely and securely

Dedicated accounts for each partner program ensure that funds are never commingled with other programs

Unlock flexible payment methods

Easily enable standard or same-day ACH, domestic or international wires, cards, instant push-to-card, and more. Additionally, with any external payment provider using SyncteraPay

Enable seamless disbursements and payouts

Instantly move funds into customer accounts for lending disbursements or employee payouts.

Customer Stories

How Mazlo launched a banking product to better serve nonprofits

Using the Synctera Platform, Mazlo launched a banking product to better meet the needs of their nonprofit customers. Nonprofits often need to match donations and expenses with specific projects. However, using a typical bank account structure this requires manual matching of transactions and their respective projects. Mazlo's new banking product addresses this challenge by offering unique account structures tailored to how nonprofits manage their finances.

Explore more

Guide to interchange revenue

Learn about how launching a card program can help you begin generating interchange revenue

Synctera Platform

Learn more about Synctera's compliance-forward modern banking platform

Customer stories

Read about the innovative companies building their banking products with Synctera

Great banking products get built and scaled on Synctera’s end-to-end platform