Powering the next generation of financial innovation
See what you can build with Synctera
Allow your consumer or business customers to open checking accounts, savings accounts, and digital wallets. Our wide range of bank account features makes it easy for your customers to save, manage, and send money in delightful ways.
Easily issue virtual and physical cards to your customers, giving them an easy way to spend while you earn attractive interchange revenue. Make the card program your own with customizable card art, rewards functionality, and more.
Provide a seamless money movement experience for your customers. With a wide range of products such as ACH, wires, and instant payments, you can give your customers the money movement functionality that best fits their needs.
Offer unsecured lines of credit to your consumer or business customers, enabling them to pay for purchases and better manage variable cash flows. Our platform and expert compliance support allows for easy servicing of your lending customers.
Everything you need to bring your product vision to life
Connect with the right bank partner
With the most diverse set of bank partners, we match you with the sponsor bank that is most compatible with your product vision, target market, and timeline. Meet your new sponsor bank before signing, ensuring that you can launch fast with no surprises.
Build using a single set of APIs
Our modern, flexible APIs allow you to access all of the services you need to build a powerful and compliant FinTech product. We've sourced best-in-class providers so there is no need to integrate with multiple vendors, saving you time and money.
Manage compliance and operations
The Synctera Console provides a powerful user interface to efficiently manage your FinTech product. Easily view and manage customers, collaborate with your bank partner, and access detailed reporting on your product's performance.
Synctera and featured clients are financial technology companies and not a bank. Banking services are provided by Synctera's partner banks who are Member FDIC. Mastercard® Debit Cards are issued by Synctera's partner banks pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted.
Synctera Canada is a registered Money Service Business with FINTRAC. Synctera Canada is not a financial institution. Banking services are provided by Synctera Canada’s partner banks who are CDIC members. Mastercard® Prepaid Cards are issued by Synctera’s partner banks pursuant to a license from Mastercard® and may be used everywhere Mastercard® is accepted.