An efficient, accurate, and flexible book of record
The Synctera platform includes a proprietary ledger, built in-house with a modern tech stack. By sitting alongside - not within - you partner bank's core system, Synctera avoids the constraints of legacy systems.

Synctera Ledger
Our proprietary, flexible ledger serves as the operating infrastructure and single source of truth for your customer, account, and transaction data
Launch more use cases
Our ledger can accommodate custom account structures, flows, and relationships - whatever is required for your use case, now and in the future as you launch new products and features.
Simplify operations
Manage the entire account lifecycle (including for virtual accounts), manage transaction and overdraft limits, generate statements, charge fees, calculate interest, and configure customer notifications in one central place.
Increase efficiency
Enable teams with the centralized data they need to solve issues, serve customers, and reduce manual processes.
Ensure business health
Understand your business, streamline the accounting cycle, and easily report on your current position. Synctera, not your partner bank, serves as your single source of truth for customer, account, and transaction data.

Synctera Reconciliation
Streamline account and transaction reconciliation processes
When you work with a bank partner to power your financial product’s accounts and money movement, on a daily basis you will need to reconcile your transaction history against both the bank’s general ledger (GL) and the various payments networks. When records don’t match, transactions must be traced back to identify and resolve discrepancies. Synctera Reconciliation automates this process, giving you:
Peace of mind: Properly processing and controlling transactional, operational, and reference data helps ensure there are no missing transactions or funds, and creates a feedback loop with your bank partner.
Enhanced efficiency: Synctera’s alerts and intuitive search capabilities make it easy to find and resolve exceptions. Automating manual reconciliation processes allows you to redeploy resources to other value-added activities.
Explore more
Banking, Payments, and Lending products
Offer bank accounts, debit cards, ACH and wire transfers, and lines of credit
Protection products
Meet compliance obligations and protect yourself from financial criminals
Solutions
See what you can solutions you can build on Synctera
Great FinTech apps get built and scaled on Synctera’s end-to-end platform
Create an account to explore our platform and start building

