Synctera Ledger

An efficient, accurate, and flexible book of record

The Synctera platform includes a proprietary ledger, built in-house with a modern tech stack. By sitting alongside - not within - you partner bank's core system, Synctera avoids the constraints of legacy systems.

Synctera Ledger

Our proprietary, flexible ledger serves as the operating infrastructure and single source of truth for your customer, account, and transaction data

Launch more use cases

Our ledger can accommodate custom account structures, flows, and relationships - whatever is required for your use case, now and in the future as you launch new products and features.

Simplify operations

Manage the entire account lifecycle (including for virtual accounts), manage transaction and overdraft limits, generate statements, charge fees, calculate interest, and configure customer notifications in one central place. 

Increase efficiency

Enable teams with the centralized data they need to solve issues, serve customers, and reduce manual processes. 

Ensure business health

Understand your business, streamline the accounting cycle, and easily report on your current position. Synctera, not your partner bank, serves as your single source of truth for customer, account, and transaction data.

Synctera Reconciliation

Streamline account and transaction reconciliation processes 

When you work with a bank partner to power your financial product’s accounts and money movement, on a daily basis you will need to reconcile your transaction history against both the bank’s general ledger (GL) and the various payments networks. When records don’t match, transactions must be traced back to identify and resolve discrepancies. Synctera Reconciliation automates this process, giving you:

Peace of mind: Properly processing and controlling transactional, operational, and reference data helps ensure there are no missing transactions or funds, and creates a feedback loop with your bank partner.

Enhanced efficiency: Synctera’s alerts and intuitive search capabilities make it easy to find and resolve exceptions. Automating manual reconciliation processes allows you to redeploy resources to other value-added activities.

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Banking, Payments, and Lending products

Offer bank accounts, debit cards, ACH and wire transfers, and lines of credit

Protection products

Meet compliance obligations and protect yourself from financial criminals


See what you can solutions you can build on Synctera

Great FinTech apps get built and scaled on Synctera’s end-to-end platform

Create an account to explore our platform and start building